You could be owed several £950s for mis-sold car finance. No paperwork. Just check and see.
Find My AgreementsMany drivers were charged hidden fees, high interest rates, or pressured into deals they didn’t fully understand.
You weren’t told your broker earned extra from your deal.
You paid more because of a higher interest rate.
You felt rushed or pressured into the agreement.
The charges or terms weren’t clearly explained to you.
You don’t need paperwork. Just enter a few details and we’ll do the rest.
We securely search credit and vehicle databases to find your past car finance records, even older ones.
Our system collects your finance history with just a few basic details. No digging through old paperwork.
Our legal partners review your agreements and deal with the lender for you. All on a No Win, No Fee basis.
Whether it’s a well-known bank or dealership finance, we may be able to help, even if your provider isn’t listed.
Where a No Win, No Fee agreement is offered, you will not pay anything unless your claim is successful.
If successful, a fee of between 18% and 36% (including VAT) will apply, depending on the level of compensation recovered.
A cancellation fee may also apply if you cancel after the 14-day cooling-off period.
We may receive a referral fee for introducing you to a third party or panel solicitor; this will not affect the amount of compensation you receive.
Please be aware that you have the right to pursue your motor finance mis-selling claim independently.
This can be done directly with the lender, through the Financial Ombudsman Service, or via any public or industry-wide redress scheme introduced by the FCA.
While we are committed to securing the maximum compensation on your behalf, we cannot guarantee that our efforts will result in a higher amount than you might obtain by handling the claim yourself.
The FCA has extended the deadline for motor finance firms to respond to complaints about discretionary commission arrangements to 4 December 2025.
It is expected that the FCA will introduce a redress scheme to address complaints relating to discretionary commission in car finance agreements.
For official updates and further information, please visit the FCA's website at the following link:
Whether it’s a well-known bank or dealership no paperwork needed. It only takes a minute to see if you're eligible, and you won’t pay a penny unless your claim is successful.
Find My Agreements nowOur PCP specialists will keep you updated at every stage, ensuring your car finance refund remains on track.
You’ll receive regular progress updates and always know exactly where your claim stands.
Complaints about mis-sold car finance have surged following the recent scandal.
If you believe you’ve been affected, don’t wait — start your claim today.
You can start your complaint by using our Car Finance Claims Check tool or by getting in touch with our team directly.
We’ll guide you through every step to ensure your claim is handled quickly and efficiently.
Refunds are being paid out following the FCA’s investigation into widespread mis-selling.
The findings revealed that lenders unfairly profited through hidden commissions and inflated interest rates.
As a result, many customers are now entitled to compensation.
The car finance scandal exposed widespread mis-selling, including hidden commissions and inflated interest rates.
These unfair practices have triggered thousands of compensation claims.
Use our Car Finance Checker to find out if you’re eligible.
Most claims are resolved within a few months, though the timeline can vary depending on the lender.
Once approved, refunds are typically paid out within a few weeks.
You could be entitled to car finance compensation.
If your car finance agreement was mis-sold, you may be eligible for compensation. Common issues include undisclosed fees, unclear contract terms, and inflated interest rates.
ReclaimCarFinance.org.uk is a trading style of Evans Hughes Ltd, a company registered in England and Wales (Company Number: 12573301).
Registered Office: 128 City Road, London, United Kingdom EC1V 2NX.
VAT Number: 384 2130 12.
No Win, No Fee: You will not pay any fees if your claim is unsuccessful. On successful claims, a fee between 18% – 36% (including VAT) will apply, depending on the level of redress obtained. A cancellation fee may apply if you terminate the agreement after the 14-day cooling-off period.
Compensation Examples: £5,492.10 – disclosed by Black Horse to Bott & Co Solicitors / £4,478.46 – disclosed by Motonovo to Bott & Co Solicitors / £2,449.65 – disclosed by Close Brothers to Bott & Co Solicitors / £4,298.00 – disclosed by Santander to Bott & Co Solicitors
Average Compensation: Figures shown on the results page are based on Bott & Co Solicitors' average payout, which is over £1,600.
Free Online Checker: Refers to the soft credit check used to identify historic car finance agreements. This check does not affect your credit score.
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